Commission free advice
McMasters’ does not accept commissions on risk insurance policies, including life insurance policies, income protection insurance policies and trauma insurance policies.
All commissions payable on risk insurance policies are rebated back to our clients via our related company Big Refunds Pty Ltd.
Our insurance team
Our insurance team is led by Sarah Gao, an experienced chartered accountant and financial planner who has worked full time on doctors’ risk insurance matters for many years.
No task is to big or too small. Sarah and her team handle the full range of matters from small risk insurance claims to $15,000,000 life insurance policies.
All work is completed on a fee for service basis. McMasters’ does not accept commissions and rebates all commissions via our related company Big Refunds Pty Ltd.
Trauma cover is a form of life insurance that provides a lump sum benefit if you experience a specified form of medical trauma. This trauma can be a critical illness or a critical injury – and some insurers allow you to select which of these you wish to be insured for.
Income protection insurance is essential for all people who would suffer financially if they were unable to earn income from working. This includes single people whose own lifestyle would suffer if they were unable to earn income as well as people who have financial dependents, such as parents.