Debt Management Index

The McMasters’ Way focuses on low cost and tax efficient debt as a means of acquiring and holding wealth. Eliminating expensive non-deductible debt should be step one in any doctor’s financial plan, and after that it is a question of borrowing at the lowest possible interest rate, ideally in the name of the highest rate tax payer, to hold tax efficient assets in tax efficient structures.

Click on the links below to access the article subsections

1. McMasters' Finance  
2. Non-deductible debt: cash management techniques 
3. Simple gearing strategies 
4. Advanced gearing strategies 
5. In-house finance company 
6. Credit card management
7. Do not pay off loans
8. Debt and the financial planning process 
9. Handy hints for getting the money 
10. How to manage debt 
11. When should you use negative gearing to reduce a tax bill? 
12. Sources of debt: What are the options?